About
Located on Wall Street in the heart of New York City's Financial District, Atlantic Cap works with small to large businesses that are in need of capital. Atlantic Capital is a go-to financial resource for every small business - helping them face challenges to achieve their financial goals, and grow their businesses as big as their aspirations. We offer products like Merchant Cash Advances, Business Loans, Business Lines of credit, and SBAs. Main Product is Merchant Cash Advance.
Mission Statement
Our mission is to give business owners the advice and capital they need to build great businesses in local communities we all call home.
Why Merchant Cash Advance
Why Business loan
No collateral required. Unsecured business loans provide the ability to leverage your business without pledging collateral.
Save time on paperwork, spend time on your business. Our loans fund much faster and with less paperwork than traditional bank products.
Payback flexibility monthly payment terms to save on interest with early repayment. No prepayment penalty.
Business Line of Credit
SBA Loans
The 7(a) Loan Program is the flagship SBA loan. It's the most flexible type that can be used in a wide variety of situations. Businesses can borrow up to $2 million, with a maturity period of 10 years for working capital and 25 years for fixed assets.
Within the 7(a) Loan Program, there are also subcategories for specific situations. The Express Program, for instance, is for business owners who need funding within 36 hours. Another one is the Rural Lender Advantage Program, which is for businesses in disadvantaged rural communities.
Another type of SBA loan is the CDC/504 Loan Program. This is for the specific purpose of acquiring assets for business expansion. For small, short term financing, the Microloan Program offers quick loans of up to $35,000.
